# Terms & Conditions

{% hint style="info" %}
The indentifier field can be **merchant\_id** *or* **national\_id**
{% endhint %}

## Informs Pezesha that the merchant has accepted the terms & conditions

<mark style="color:green;">`POST`</mark> `{{BASE_URL}}/mfi/v1/borrowers/terms`

#### Headers

| Name          | Type   | Description                               |
| ------------- | ------ | ----------------------------------------- |
| Authorization | String | Bearer token generated from Auth endpoint |

#### Request Body

| Name       | Type    | Description                                   |
| ---------- | ------- | --------------------------------------------- |
| channel    | string  | This is the client name                       |
| identifier | string  | Can be **merchant\_id** *or* **national\_id** |
| terms      | boolean | True for accept & False for Decline Ts\&Cs    |

{% tabs %}
{% tab title="200: OK Request Processed Successfully" %}

```javascript
{
   "error":false,
   "status":200,
   "response_code":0,
   "message": "Request processed successfully"
}

```

{% endtab %}

{% tab title="400: Bad Request Unable to process request" %}

```javascript
{
  "error": true,
  "status": 400,
  "message": "Unable to find merchant"
}
```

{% endtab %}
{% endtabs %}